RAS strengthens clients’ negotiating positions in the insurance marketplace:

“I’m an attorney…I hate math…it helped my brokers negotiate a better rate…” Renee Pettinato Mosley, Risk Manager – City of Aurora, CO

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AI Assisted Automated Analysis leads to Retention Optimization Solutions.

We use data to level the playing field in negotiations with underwriters, which often reduces the insureds’ premiums.
For insurers, we use data to improve the focus and profitability of their risk portfolios.
Michael Connell of ServPro’s Restoration Risk Retention Group (RRRG) describes how Risk Analysis Services helped RRRG in reinsurance negotiations, evaluation of effectiveness of a major initiative and other critical ways.

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Click for concise explanation of what RAS does…

…and the steps to work with RAS!

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RAS’s Analytical Methods for Reducing Business Insurance Costs …

Moneyball for Insurance" Published in the Demotech Difference Quarterly, Spring 2025*

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Level the playing field in the insurance marketplace

Save Money

Improve Operations

Meet Regulatory Requirements

Achieve Board Compliance

Reduce - Liberate Collateral

(RAS) Risk Analysis Delivers VALUE:

  • Initial Review Determines if Historical Loss Data may reasonably support negotiation of improved risk-retention and coverage position.

  • Calculate Self-Insured Retentions (SIRs) and Loss Layers that help maximize retention strategy.

  • Analyze Potential Ways future losses might be reduced.

  • Assess impact of Litigation Management and other programs in achieving savings in the arc of expected losses in the absence of such innovative strategies to help control the Enterprise Cost of Risk. Assess Enterprise Risk Management policies and strategies.

  • Assess validity of Premium and Cost Allocation strategies based on their correlation (or absence of correlation) with desired outcomes in inducing reduced frequency and/or severity of claims, thus achieving savings in the arc of expected losses

  • Demonstrate impact of Safety & Loss Control programs in reducing frequency & severity of losses.

40

Years Of
Experience

$

Millions in
Premiums Saved

$

Millions in
Collateral Reduced

vision

RAS works with medium to large enterprises, public entities, Insurance Brokers, Consultants, MGAs, MGUs, Captives, Risk Retention Groups, Pools, Risk Placement Organizations, Fully insured to Self-Insured Entities, and more.

Next Steps

See if RAS can help you lower your insurance/reinsurance premiums and collateral requirements

how it works

DATA REQUIREMENTS
1) 4 or more years of Historical Loss Data.
2) 10 or more of the same type of claim per years

how it works
how it works
how it works
how it works
how it works

What Our Clients say